Get started!

I have been telling myself this for ages – Just. Get. Started!

So I decided to sign up and start a blog to document my thoughts and my journey through frugality to become financially independent (FI). It is also about me being accountable, and hopefully hearing from others who are on this road – that is why I have decided to share this rather than keeping it all squirrelled away privately somewhere.

Often the speed at which I feel I am moving!

Today, I am not super-concerned with making this first post a thing of beauty but it’s the lever to get the ball rolling.

I have been reading and listening to several books on Kindle and Audible and saving money, investing, retiring early, and becoming FI and most of the time the basis for it all is “look after your money”.

This makes sense to me as to how can one become FI if they are spending all they earn, or worse, spending more than they earn. 

To take the first steps to a better, happier life it seems key that I have an understanding of what money is coming in and where it is going. To this end, I think the first thing to do is to start tracking the expenses. 

The good thing is that I have been recording my expenses, as best I could given that I’ve got a family who doesn’t necessarily share the same view as me, for about three years. This process has improved over time and I have recently added a few more categories to help identify more preciously what has been spent.

I’ll share the concept later on and when I’ve carried out a bit of analysis on the data, I’ll also share the results so you’ll be able to get a feel for what I’m doing. 

It would be great if you could share in the comments below how you track your expenses!

I will add more as I can about my circumstances, both financial and personal, and there may also be other topics that creep into this blog such as my efforts to learn a foreign language or my fitness life.

The last thing I want to say right now is thanks for stopping by and reading this. Please do take a moment to comment below, it would be great to hear from like-minded people! 🙂